Dr. Hassiba Almi is an Associate Professor, and Vice Head of the Department of Economic Sciences at Badji Mokhtar University, Annaba. She specializes in insurance economics, digital transformation, Islamic finance, and sustainable development. Her academic career is marked by extensive teaching, research, and participation in national and international conferences. Academic Qualifications Ph.D. in Insurance Economics, University of Blida 2, 2021 Master’s Degree in Insurance, University of Setif 1, 2017 Bachelor’s Degree in Insurance Economics, University of Setif 1, 2015 Academic and Professional Experience Vice Head of the Department of Economic Sciences, Badji Mokhtar University, Annaba (Since March 2024) Lecturer (Maître de Conférences B), Badji Mokhtar University, Annaba (Since September 2023) Former Adjunct Lecturer, University of Blida 2 (2019-2023) Teaching Areas Dr. Almi has taught various undergraduate and postgraduate courses, including: Microeconomics, International Economics, Business English, Specialized English, Data Analysis, Forecasting Models, Entrepreneurship, History of Economic Thought, and Corporate Social Responsibility. Research and Scientific Contributions Publications: Author of numerous research papers in indexed national and international journals, covering topics such as fintech, insurance industry analysis, corporate social responsibility, and digital marketing. Conferences: Presenter and panelist at various economic and financial conferences, both nationally and internationally. Research Memberships: Contributor to research projects on digital economy, Takaful insurance, and economic diversification. Member of scientific research committees and journal editorial boards. Professional Activities and Interests Reviewer for several academic journals in economic sciences. Trainer and speaker in workshops on artificial intelligence in economics, econometrics (SPSS, AMOS, R, SMART PLS), entrepreneurship, and scientific research methodologies. Ongoing Research: Currently working on books and papers in insurance, economic policy, and the impact of financial technology on economic growth. Dr. Hassiba Almi is dedicated to advancing research and education in economic sciences, focusing on innovative financial solutions and digital transformation in economic sectors.